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FHA also permits candidates without any fico scores

Imagine if a job candidate has not possessed a credit account? Their credit file is, essentially, blank.

FHA borrowers without any credit ratings may additionally be eligible for a home loan. In reality, HUD forbids FHA loan providers from doubting a software based entirely on a borrower’s not enough credit rating.

The FHA permits borrowers to construct non-traditional credit as an option to credit history that is standard. This is often an advantage that is huge someone who’s never really had fico scores because of too little credit score.


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