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ESSDLs report to credit agencies, which will help the debtor develop credit history

Even though a debtor successfully pays back their financial obligation, the mortgage is certainly not reported to credit agencies, which produces another nagging issue: “You cannot build credit with pay day loans,” explained Adams.

To produce an improved solution, LISC Toledo, United method of better Toledo, Lucas County Family and Children First Council, in addition to Filene analysis Institute worked together to generate the Employer Sponsored Small Dollar Loan (ESSDL).


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